There is a player in town that the conventional lenders fear. Conventional lenders are charging high interest rates for equity loans. They will not lend on a high loan to value ratio of the equities first either. It is usually around 40% and less. There are some equities that the government will not let them use as collateral.
They want a business plan drawn up if you use equities for an emergency loan. They want to know why you need the funds and what the purpose of the funding is. And even after that, they will take a while to get the money to you. If that is not enough, the interest rate is going to be shockingly high.
In that case, let us hope you never have a need for emergency cash, such as paying next month’s payroll because of some unfortunate circumstance beyond your control and more information click here .
It used to be that you would have to deal with a bank or a conventional lender just like that, on their terms. If you did not like their offers, there is the door right there, they would say.
But there is somebody else in town now.
They are called Equities First AU. As the name implies, they deal in equities. They are an equities lender, in fact.
They play different than the other guys. They lend on equities, usually 60% to 80% loan to value ratio. Their interest rate is substantially lower than the conventional lenders. They do not want to see a business plan as to what you will do with the money. They can lend on any equity of their choice. They are a private lender, so it is up to them to make the choices. They will get you your money right away. They do not operate under the burden of government regulatory mandates that tell them which equities they can lend against, and how much. That is why there is a player in town that the conventional lenders fear.
If you need an emergency loan for your business, do not fear. Let the conventional lenders fear. Call Equities First, first.
Thor Halvorssen is a human rights activist and a film producer from Venezuela. Halvorssen has made significant contributions in public interest advocacy, and individual rights. Halvorssen established the Oslo Freedom Initiative, a human rights festival convened annually. The Economist , on one occasion stated that the Oslo Freedom Forum is the equivalent of the Davos Economic Forum. Thor is also the president of an organization dedicated to human rights and justice, the Human Rights Foundation.
Thor Halvorssen’s interest in human rights started in 1989, while he was still an adolescent living in London. While here, he organized opposition to the apartheid system in South Africa. He ventured fully into promoting individual rights and due process after his father was held in Venezuela as a political prisoner. He established the Human Rights Foundation when his mother got shot in a political protest in New York, in 2004. HRF has dedicated itself to promoting democracy and liberating political prisoners in Latin America. So far, HRF has been able to influence the release of seven prisoners of conscience, been involved in international cases on human rights by providing amicus briefs, and has published two editions on human rights issues.
Halvorssen has repeatedly advocated and lobbied for the release of Lui Xiaobo, a political prisoner. Halvorssen has also shown his support for Rebiya Kadeer, a Chinese Uyghur leader, and has been opposed to travel bans imposed on Kadeer by the Tawainese government. Halvorssen is a critic of Yoweri Museveni, Uganda’s president for his efforts to sentence homosexuals to the death penalty. Halvorssen has constantly criticized Hugo Chavez, and has been opposed to Venezuela’s anti Semitism and anti-democracy in Latin America.
Halvorssen is currently in the process of producing a film that is an adaptation of The Moon is a Harsh Mistress, by Robert Heinlein. Halvorssen assisted in the production of the film, Freedom’s Fury, also produced by Quentin Tarantino, Andrew Vajna, and Lucy Liu. The film narrates the story of the 1956 uprising against dictatorship in Hungary. Halvorssen also produced a film called Hammer & Tickle. The film is about how humor, satire, and ridicule were used in the Soviet Regime to resist the system during a time when free speech was prohibited.
We’ve all seen the commercials for natural hair care line Wen by stylist Chaz Dean. The products are free of preservatives and harsh chemicals, and a number of celebrities have even endorsed the brand, http://www.ebay.com/bhp/wen-hair-care. Emily McClure from Bustle recently tried WEN hair conditioner for 7 days, and her review could help you decide if you should become a Wen customer.
On the first day of the experiment, McClure immediately noticed that her hair was softer and less frizzy. She also noticed that she had to use a lot of the conditioner to fully saturate her hair, but was satisfied with the way the product made her hair feel.
The Sephora advertised Fig conditioner is formulated to give the hair extra body and shine, and McClure agrees that the product is true to its word. She does share, however, that her curls fell pretty quickly when she was using the conditioner, since the product made her hair heavier than usual. By the time she reached the seventh day of the experiment, she had received compliments from Facebook friends about the shininess of her hair. She expected her curls to fall slightly throughout the day, but was pleased overall with the shininess and health of her hair.
Born in Rio de Janeiro in 1958, Brazilian advertising legend Alexandre Gama may now be a success as the founder and head of his own Neogama agency, but he has fought hard to allow himself and Brazilian advertising to become globally recognized. Gama began his career as a writer with the impressive Standard Ogilvy agency that has been the breeding ground of many successful South American advertising specialists.
Gama has achieved a number of firsts for Brazilian advertising creatives over the course of his career, including a number of Golden Lion wins at the Cannes Film Festival. The motor sports enthusiast first made a splash as a creative winning a number of awards for his work as a writer as he made his way through many of the top agencies in Brazil; Gama eventually became the first Latin American creative to give a master class at Cannes as his reputation for success began to be known before him.
It was with Neogama that Alexandre made his name after he established the agency in 1999, which prompted BBH to invest in the agency and appoint Gama as its global creative director. Alexandre Gama has once again become the independent leader of Neogama and continues to achieve success with the advertising agency as it adapts to the use of social media platforms.
In this awesome Youtube video by Wengie, you learn how to do some great DIY projects with just school supplies.
First, she takes a normal T-shirt out of her closet and uses scissors to create an awesome racer-back tank top. How cool is that? it looks so simple and she does it step-by-step so you can do it at home too! I know you have some T-shirts laying around that would look awesome this way!
Next, she takes a pair of normal jean shorts and uses highlighters, kitchen sponges and bleach to give it a one-of-a-kind look. She starts off bleaching the shorts and after that step alone gives you an awesome new addition to your closet. Who would have thought? Most people have this stuff laying around.
Lastly, she took a pair of cheap white shoes and a few sharpies and designed her own look. You can even do it with a friend and have matching shoes!
All of these DIY projects look so easy, anyone can do them! We all like to be unique and stand out from the crowd and Wengie knows just the way to do it. Man, she comes up with great ideas! Find her on Youtube for other great ideas and DIY projects.
Almost everyone is longing for a sense of peace in their lives. They are seeking unconditional love and sense of belonging. Religion and spirituality are two things that can be a source of good and light in a person’s world. With practicing a certain religion, an individual’s soul can be cleansed and feel content. Many celebrities are longing for that feeling as well. Kabbalah is a Jewish mysticism that many celebrities seem to be drawn too. There have been questions why celebrities seem to want to belong to Kabbalah. Currently, we are learning about the reasons for their love of the mysticism.
In recent years, it was the pop singer Madonna that brought Kabbalah to the forefront. She was seen going to the Kabbalah Centre in Los Angeles and wearing their famous red string bracelets. However, Madonna was not the first celebrity to be fascinated with Kabbalah. The late Sammy Davis Jr., the late Marilyn Monroe, and the late Elizabeth Taylor are some of the first celebrities to take an interest in Kabbalah. Other celebrities like Paris Hilton, Sandra Bernard, and Britney Spears have been seen wearing a Kabbalah red string bracelet. Many celebrities have become so enamored with the Jewish mysticism that they practice it’s teachings everyday and some have even converted to Judaism because of it.
Many celebrities believe that Kabbalah provides calm on their hectic lives. They are drawn to its teachings of peace and they go to the Kabbalah Centre to be content with themselves. Kabbalah is a series of ancient teachings that are said to bring lasting fulfillment and joy into a person’s life.
The Kabbalah Centre in Los Angeles is a place that has drawn many people, namely the rich and famous. The Kabbalah Centre is a non-profit organization that provides its followers with classes within the facility or online. The founder of the Kabbalah Centre is Philip Berg.
The Kabbalah Centre has a diverse and international set of teachers that instruct the students on the tenets of the Jewish mysticism. The center has a student base that spans the entire world.
Clay Siegall is a skilled biotechnology expert who is impacting lives of cancer patients all over the world. Clay is the profound founder of Seattle Genetics, which is a biotechnology established in the year 1998 and it has since instituted many cancer therapies. The company made debut in the cancer treatment industry when it created Adcetris, which is already being utilized in the market. In a recent report, the Adcetris drug has successfully managed to cure over 15,000 lymphoma cases in the world.
Currently, Clay Siegall serves as both the president and chief executive officer at Seattle Genetics. He additionally serves as the chair to the board of directors. Under his leadership tenure, Seattle Genetics has been working hard to establish an extensive portfolio, which could address preclinical and clinical products that could treat the different forms of cancers as well as other autoimmune illnesses affecting today’s people.
Seattle Genetics is presently regarded as one of the leaders in the United States’ antibody technologies, in particular in the division of antibody-drug conjugate. The firm’s success is attributable to the skills and experience of their CEO and president, Clay Siegall. The renowned biotechnology expert has also been pioneering the capital raising procedures of the Seattle Genetics firm. In a recent report, Clay Siegall is considered to have aided the company in raising more than hundred million in both public and private financing
The Clay Siegall-raised capital will be utilized in developing safer and better drugs for treating the prevalent cancers affecting today’s society. According to Siegall, Seattle Genetics will begin introducing treatment drugs for breast cancer soon. The firm has additionally released a report, which stated that it aims at adding the number of its workforce for facilitating the development of new drugs. Before he founded Seattle Genetics, Clay Siegall was deeply into the biotechnology sector. He once worked with the renowned Bristol-Myers, which is among the most famous firms in the US. He has additionally served at the National Cancer Institute. Through his skills and experience in the sector, Clay Siegall has been of positive impact in every position he has held in the various entities he has worked with. Clay Siegall is also an outside director of the Mirna Therapeutics board of directors.
Jason Hope is a futurist, technologist and an entrepreneur who has also been keenly following and implementing trends in internet of things. As a firm believer in the growth of technology,
Jason Hope has particularly expressed hope in the way internet of things will shape the future and possibly make life easier. According to a recent article on the area, Jason Hope cited internet of things as a new wave that will definitely advance the tech industry.
Basically, Internet of things is the connection between gadgets usually used on daily basis through the internet. These include street lights, cars, kitchen appliances and other devices. Through internet of things, these devices can be connected with each other and can be controlled from one or more locations.
Apart from coming up with solutions for the tech industry, Jason Hope has also been offering support to philanthropic foundations. According to him, he feels compelled to contribute towards the development of the welfare of those who are disadvantaged in the community so they can also explore their talents and potential. He is a passionate giver and a member of several communities that support humanity and projects meant to improve the lives of the needy. His goal is to see the local communities of Arizona thrive beyond the small troubles they face whenever they lack the needed support to advance themselves.
Jason Hope believes technology is the future and so he invests a lot in developing new technologies. His company builds mobile and web applications as well as working on other areas like networking and desktop software development. He has been able to build a team of developers and engineers, who deliver unique and high quality solutions to the various clients who seek business with his company. Therefore, as a believer in the growth of technology, he also takes part actively in the development process.
Highland Capital Management is among the top investment firms in the world. The firm specializes in managing credit based securities for a diverse group of investors. What has set apart Highland Capital from many other investment firms is its offering of a finance option known as collateralized loan obligations. With this option, Highland Capital has been able to assist a number of investors manage debt. Along with offering collateralized loan obligations, Highland Capital Management also offers a number of other financial services that help many clients on a regular basis. The firm has expanded itself to overseas markets to better serve a wider client base.
The firm known as Highland Capital Management first began as a company that provided life insurance for a number of businesses and individuals. Founded by longtime finance professionals Mark Okada and James Dondero, this firm quickly became one of the leading life insurance providers in the United States. With its success, the co founders looked to expand the firm’s offerings in order to meet the growing demands of its current client base. As a result, the firm would begin offering a wider range of financial services that focus more on asset management and advisory services. By 1993, the firm looked to offer a number of other services such as wealth management, hedge funds and private equity securities management.
After expanding to other types of financial services, the firm would then look to become more innovative by offering financial options that were not offered by other firms. It began offering collateralized loan obligations starting in 1996 which established the firm as the first institution other than banks to offer this option. A year later in 1997, the firm would become known as Highland Capital Management. With its new identity, Highland Capital Management would continue to establish itself as one of the leading financial services firms around. Nowadays, this firm continues to serve the needs of many clients such as pension fund investors, individuals, government entities and corporations. Highland Capital has also expanded to other nations including Brazil, Singapore and South Korea in order to establish a strong presence internationally.
The national media is full of stories about the excesses of corporate CEO’s but there is one person who is making an effort to end that stereotype. Talk Fusion CEO, Bob Reina has devoted his life to giving back to the community and supporting charities around the globe.
Bob Reina has often talked about having a responsibility to give back to the world. It is a value that runs through the entire company. “It is a part of our DNA,” He says.
Reina has personally donated to charities and organizations all over the world, including orphanages and aminal charities. He has given $1 million to the Humane Society of Tampa Bay, which was a record-breaking donation. His love of animals is well known and he often brings his own pets into the Talk Fusion offices.
He is one of the few leaders who lead by action. And it has not gone unnoticed by the Independent Associates who market Talk Fusion’s products in over 140 countries. Reina has given them the authority to donate one free account to a charity of their choosing. This gives the charity the ability to market themselves more effectively and reach more people.
Bob Reina is always looking for new ways to help people better their lives. Whether it is through charity or through Talk Fusion’s business opportunity, he had dedicated his life to helping people and changing the world.