Category Archives: Banking

Tarbuco’s career with Bradesco Bank

In 2017, Trabuco was recognized as the Entrepreneur of the Year following following the closing for a major business deal that involved his employer HSBC Bank of Brazil and Bradesco Bank. The company had been purchased at 5.2 billion in the US. The acquisition occurred in 2015 following the approval of Lazaro Brando, the Chairman of the Board at the Bradesco Bank. The acquisition with the HSBC was a major seal for the Bradesco Bank, who had in years prior had fallen into second place and behind the top bank in Brazil, Itau Unibanco. Since the acquisition, Bradsco Bank is now back on par with the Itau Unibanco. As well as other direct competitors in the to number of account holders, branch network, loans granted, assets, deposits and total investment funds. Mr.Trabuco had reported in a recent statement that the move would allow for Bradesco Bank to significantly advance, equaling almost six years of organic growth. The acquisition with HSBC Bank was viewed a power move by many peers ,this was the deciding factor for garnering Mr.Trabuco with the award for Entrepreneur of the Year prior of being officially approved with the necessary regulatory agencies. Read this article about Trabuco at Estadao.

In his early life, Trabuco was born in 1951 in Marilla. He later went on to Sao Paulo University where he had studied Science, Philosophy, and a letters program before he gained employment at the age of 18 with the Bradesco Bank. From here, he had worked his way to the top of the company after beginning as a clerk for the bank. While employed at Bradesco Bank, Trabuco has held many positions including the president of Bradesco Previdencia, Excesive Director, Executive Vice President of Bradesco Seguros and the Vice-Chairman for the Board of Directors for the Banco Bradesco SA. Visit to know more about Trabuco.

While he was the President and Excutive Director for Bradesco Previdencia, he had become a key figure, being held responsible for the Christmas Tree of Lagoa being sponsored by Bradesco Seguros for 20 years. When Trabuco had become the President of Bradesco Bank, he had implemented a series of changes that would have a positive affect on the company. He has received many awards during his time of being employed with Bradesco Bank, which included the Don Quixote Trophy that was presented to him in 2009. And in 2016, he was published in the List of Best CEOs in Brazil in Forbes magazine.


Luiz Carlos Trabuco Reveals Changes In Administration At Bradesco

Bradesco one the largest financial services companies in Brazil. Established in 1943, Bradesco has over the years grown to become one of the most influential finance and banking companies. There has been speculation as to the plans moving forward with some many changes rumored to be taking place within the banking giant’s executive management structure.

Luiz Carlos Trabuco the current president since 2009, has confirmed the appointment of Luiz Carlos Trabuco to be the 5th President of Bradesco. Luiz Carlos Trabuco began as a bank clerk for Bradesco in 1969. In 1971 Luiz Carlos Trabuco moved to Sao Paulo where he would become the Director of Marketing. Under Luiz Carlos Trabuco Cappi’s leadership the marketing culture of Bradesco shifted to be more open and transparent. Luiz Carlos Trabuco was the President and Executive Director of Bradesco’s private pension company. Luiz Carlos Trabuco was named Entrepreneur of the year in 2015, because of the acquisition of HSBC, a deal for $5.2 billion.

Read more: O Bradesco, de Brandão a Trabuco

Octavio de Lazari Junior, has had a long, successful academic and professional career. Octavio de Lazari Junior attended the Faculty of Economics and Administrative Sciences of Osasco, where he earned a Graduates degree. Luiz Carlos Trabuco also has a specialization in Financial Strategies and Marketing from Fundacao Instituto de Adminstracao. Octavio de Lazari Junior began working for Bradesco in 1978, becoming the Agency Manager until 1998. In 1998, Octavio de Lazari Junior became the Director of the credit division at Bradesco, where he directed more resources towards small and medium sized companies. Octavio de Lazari Junior would, in 2010 be promoted to the Department Director of Loans and Financing. Octavio de Lazari Junior was appointed to the Board of Director Officers in 2012. Octavio de Lazari Junior in 2017 would be named the Chief Executive Officer and Vice President of Bradesco Seguros Group. Octavio de Lazari Junior is also the Chairman of the Board of Directors of the Brazilian Association of Real Estate Credit and Savings Entities (Abecip). With such a decorated and accomplished resume, there was still some apprehension about the appointment of Octavio de Lazari Junior by some of the administrators. Luiz Carlos Trabuco also assures 100% support for Octavio de Lazari Junior and him being the new president.

Luiz Carlos Trabuco revealed the official announcement of Octavio de Lazari Junior as the new president will be made during the AGO (Ordinary General Assembly) meeting scheduled for March 12th 2018. Lazaro Brandao the former president of Bradesco and Chairman of the Board announced his retirement after 75 years of service. It was Lazaro Brandao, who approved the $5.2 billion deal to acquire HSBC. Lazaro Brandao also raised the age limit to 67 years from 65 to allow more time for Bradesco to process all the changes on their agendas, including the HSBC deal. Carlos Alberto Rodrigues Guilherme has been named the new Vice President also. Octavio de Lazari Junior faces some challenges moving forward, as should be expected. Luiz Carlos Trabuco points out getting more of the customers to use a digital banking tool is a challenge.

Search more about Luiz Carlos Trabuco:,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

Growth and Development

Some customers are tired of dealing with national banks. There have been multiple scandals over the past year with large banks. Working with a local bank is the right choice for some customers. Nexbank is located in Texas, and it is one of the best banks in the state. The bank recently won an award in the industry for offering the best customer service experience. Working with Nexbank is a great way to get a loan with little hassle.

One of the traits that set Nexbank apart from other banks is the leadership team. All of the people who work at Nexbank live in the local community. As a result, the bank employees want to lend money to customers to stimulate the local economy.

Online Banking

Online banking is a significant trend in the industry. Over the past few years, Nexbank has invested a lot of time and money into online banking. Many young people prefer to utilize online banking over traditional banking methods.

Nexbank had to hire an outside company to help with the process. Few people who work at Nexbank have the skills to improve a website. Investing in an outside company was an excellent decision for the bank.

Lending Products

Nexbank offers a plethora of lending products for customers to utilize. Many customers want to borrow money to start a business or invest for the future. Real estate investing is becoming more popular with the strong economy. Some people want to start a side business to increase their income.

Nexbank has a bright future. The company is expanding, and many people enjoy working with the people at the company. Anyone who wants to have a positive banking experience should consider working with Nexbank. The company plans to acquire a smaller bank in the local area in the next year. With the acquisition, the bank will have much higher sales in the future.

The Best Banking Experience in Dallas

NexBank Capital, a finance company based out of Dallas Texas, in September of 2017 announced the completion of a 54 million dollar plan to bring additional funds in for general corporate purposes. This brings the grand total of funds raised to 283 million dollars since the company began collecting debt and equity in 2016.

The money comes in the form of notes that are non-callable for five years. The notes have a fixed interest rate of 6.3 percent for five years. Kroll Bond Rating Agency quoted the notes as having an investment grade rating of BBB and stated that it qualifies as Tier 2 capital.

NexBank has a total of eight and a half billion dollars in assets as of the end of 2017. NexBank primarily focuses on financial service but they also offer commercial bank and mortgage banking services for its customers.

NexBank’s executive team consists of John Holt as President and Chief Executive Officer, Matt Siekeilski as Chief Operating Officer, Stacy Hodges as Chief Financial Officer, Dierk Hohman as General Counsel, Rhett Miller as Chief Credit Officer and Craig Campbell as Senior Managing Director.

The bank has professionals working around the clock, combining financial mastery and personal insight to create an experience far superior to any other bank in the Dallas area. NexBank offers a variety of services to its clients including savings and checking accont options as well as mortgages, but the real advantage of having NexBank handle your finances is knowing that your investments are safe and secure.

NexBank was also the sponsor of last year’s Dallas Women’s Foundation’s 32nd Annual Luncheon. The bank donated one-hundred thousand dollars to the event. The luncheon’s purpose is to support advancing women’s economic security and leadership. The event took place on October 20th of 2017 at the Hilton Anatole Hotel. The event receives over 1300 business and community leaders every year in Dallas.

Dallas-Based Bank Teams up with Dallas Area Habitat for Humanity for Mortgage Loan Program

At the beginning of September 2016, Nexbank, which is a Dallas-based local bank, has announced its release of its Affordable Housing Loan Program. In partnership of the Dallas Area Habitat for Humanity, the new Housing Loan’s goal is to make 100 or more loans over the next five years to low-income families moving into homes within several zip codes in the southern Dallas area.

NexBank Partners with Dallas Neighborhood Homes To Expand Affordable Home Ownership in Southern Dallas

However, the program does not aim to simply provide the families with mortgage loans. They will also be providing financial counseling. The counseling will be offered through the Habitat for Humanity services. Nexbank will also be covering title fees through the area’s Habitat for Humanity and be paying up to $2,000 in closing costs for each loan.

Nexbank has been in business since 1922 and is now worth over $3.5 billion. Aside from their mortgage banking, they also provide commercial and investment banking. What makes them unique is that unlike almost any other bank, they provide both sophisticated and custom-tailored solutions to meet all of their customers’ needs.

As of February 2016, Nexbank’s assets total values at approximately $3,500 while their total deposits rounded up to just over $2,500. Over 50 percent of their aggregated loan profiles have gone to single families as opposed to commercial real estate (13 percent) and commercial and industrial (34 percent). Their success is ensured to continue as time goes on.